Are you a good driver? Check the Pilot 11 Pay as you drive service

Atos Spain is the leader of Pilot 11 Personalized insurance products based on IoT connected vehicles.

The following organizations are also involved in the pilot:

  • CTAG: provides the IoT connected vehicles
  • Dynamic Aega: is the insurance company
  • GRADIANT: provides Anonymization of the location data
  • Apart of its coordinator role in the pilots, ATOS is providing cutting-edge technology in the fields of IoT, and Artificial Intelligence and Cloud Computing. 

    The pilot’s reference scenario is a risk assessment service based on real data collection. Its implementation develops two business services:

  • Pay-as-you-drive
  • Fraud detection
  • Let’s pay attention to the Pay as you drive service.

    The Pay-as you-drive service is a used-based payment service that defines and infers (using different AI/ML, BigData and IoT platforms) different drivers’ profiles based on the way the driver drives and so usage-based prices.

    From an overall perspective, this pilot requires, as a first component, vehicle smart objects. These will be provided by CTAG, with a set of 20 vehicles running on the city of Vigo (Spain). The information is complemented with city’s infrastructure, adding external traffic data to the analysed information. A data anonymization component will guarantee that only traffic and car related information is used to define and train the general drivers’ profiles, without putting their privacy at risk. Finally, the AI framework will use different AI and ML technologies, training and deploying models and services over a dedicated cloud infrastructure; inferring drivers’ profiles by processing real time connected cars’ collected data.

    In order to extend Pay as you Drive service to other cities, not only Vigo, the model will be also trained with simulated car’s data. SUMO tool will be used for simulations. The tool will be adapted to work with INFINITECH Connected Car Platform and AI platform protocols and data models.

    Are you a good driver? Check the Pilot 11 Pay as you drive service

    Do you want to know about the Fraud detection service, stay tuned to the INFINITECH blog.


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    logo europe This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreement No 856632.
    The content reflects only the authors’ views, and the European Commission is not responsible for any use that may be made of the information it contains.

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